About Us
NJ Digit was founded by Neena Jamdade, a dynamic finance professional with an impressive background. A Commerce graduate and Finance postgraduate from Karnataka University, Neena has been a key contributor to the finance industry since 2012, holding pivotal roles at Asian Market BSE and Bajaj Allianz General Insurance Co. Ltd.
NJ Digit specializes in leveraging technology and strategic analysis to manage diverse portfolios, including Equity, Mutual Funds, PMS, and Derivatives. By regularly reviewing and rebalancing client portfolios, the firm ensures consistent growth and wealth generation, with a focus on risk management and quality investments.
Our Services
Portfolio Management Services
A tailored investment service powered by our expertise and your risk appetite to meet your financial goals.
Investment Advisory Services
Get independent investment advice and personalized guidance for maximizing returns, minimizing risk, and diversifying your portfolio.
Mutual Funds
Navigate the stock markets with robust technical analysis, sound strategies, and valuable insights to secure financial success.
Trading in shares & Derivatives (FnO)
Backed by well-researched recommendations and in alignment with individual risks and goals, ensuring healthy and prosperous trading.
Debentures and NCD
Meet your long-term aspirations by strategically investing in the right place at the right time.
Insurance
Protect your financial freedom with the right insurance for you and your family.
"How We Handle Money Says Everything About Us."
With an individual-centric approach, we help you create your desired financial growth story.
Transparency
Knowledge
Technology
Passion
Healthy Tips for Becoming
a Better Investor
Healthy Tips for Becoming a Better Investor
When to sell?
Most people sit on cash and miss big rallies.
When to invest back after selling?
If the market drops by 5%, you might want to wait for a 10% drop before investing. But most often, the market will take a turn, and you will not get a chance to invest.
Understanding Tax
Most people ignore tax in investing. If you invest ₹100 and it grows to ₹200, selling the stock would incur a capital gains tax [₹20 if sold under 12 months (20% tax - STCG) and ₹12.5 if sold after 12 months (12.5% tax - LTCG)]. This means the stock needs to drop by at least 10% from the selling price for you to break even.
Certificates
Testimonials
Neena is very knowledgeable with her research work on her products . What is important is that she is very experienced and through professional. She will guide you just in the right direction but she is also open to your suggestions and queries she isn’t forceful to you as clients like other advisors who will pursue you .
She will explain you what are the Dos and donts and rest is your call . She has really helped me to build financial stability and safety net for myself .Although it’s a long journey but as long as I have her as my financial advisor I know I will achieve my goals with ease and ofcourse with profit . Because of her guidance . Keep up the good work !
Riddika Panchaal
Numerologist
Being a good family friend, Nina was the obvious choice for me to handle my investments and portfolio. She came with a vast experience of being in the equity market for more than a decade and managing a vast clientele of HNI’s and at the other spectrum, amateur investors like me.
Her style of investment is that of complete transparency, trust, accountability and informed decisions. I am glad to have her as our family’s investment manager.
Mahavir Mirji
Businessmen
Hemanchandra Gore
A service-based client from Pune
Neena Mam has helped me to get good returns from my investments. All my portfolio is planned and even risks are planned in a better way. Her approach is always to minimize the risks. Overall a good financial planning was done.
Tushar Hadwale
Businessman