About Us

NJ Digit was founded by Neena Jamdade, a dynamic finance professional with an impressive background. A Commerce graduate and Finance postgraduate from Karnataka University, Neena has been a key contributor to the finance industry since 2012, holding pivotal roles at Asian Market BSE and Bajaj Allianz General Insurance Co. Ltd.

NJ Digit specializes in leveraging technology and strategic analysis to manage diverse portfolios, including Equity, Mutual Funds, PMS, and Derivatives. By regularly reviewing and rebalancing client portfolios, the firm ensures consistent growth and wealth generation, with a focus on risk management and quality investments.

Our Services

Portfolio Management Services

A tailored investment service powered by our expertise and your risk appetite to meet your financial goals.

Investment Advisory Services

Get independent investment advice and personalized guidance for maximizing returns, minimizing risk, and diversifying your portfolio.

Mutual Funds

Navigate the stock markets with robust technical analysis, sound strategies, and valuable insights to secure financial success.

Trading in shares & Derivatives (FnO)

Backed by well-researched recommendations and in alignment with individual risks and goals, ensuring healthy and prosperous trading.

Debentures and NCD

Meet your long-term aspirations by strategically investing in the right place at the right time.

Insurance

Protect your financial freedom with the right insurance for you and your family.

"How We Handle Money Says Everything About Us."

With an individual-centric approach, we help you create your desired financial growth story.

Transparency

Knowledge

Technology

Passion

Healthy Tips for Becoming
a Better Investor

Healthy Tips for Becoming a Better Investor

When to sell?

Most people sit on cash and miss big rallies.

When to invest back after selling?

If the market drops by 5%, you might want to wait for a 10% drop before investing. But most often, the market will take a turn, and you will not get a chance to invest.

Understanding Tax

Most people ignore tax in investing. If you invest ₹100 and it grows to ₹200, selling the stock would incur a capital gains tax [₹20 if sold under 12 months (20% tax - STCG) and ₹12.5 if sold after 12 months (12.5% tax - LTCG)]. This means the stock needs to drop by at least 10% from the selling price for you to break even.

Intelligent Advisory Portfolio
An impeccably structured product that meticulously selects companies based on earnings and thorough technical analysis.
Mutual Funds
Liquidity, asset allocation, review and timely rebalancing
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Our Partners

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Every great story starts from a small first step.